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Medicare uses a Star Rating System to measure how well Medicare Advantage plans performArkansas Blue Cross will authorize coverage if medical necessity is supported. However, a request for prior authorization, if approved, does not guarantee payment. A claim receiving prior authorization as a pre-service claim must still meet all other coverage terms, conditions and limitations.Short Term plans. Basic coverage for 30 to 88 days to protect against catastrophic medical expenses. Protects against the high costs of unexpected illnesses, diseases or accidents with $1 million in benefits per covered member. Features one simple payment to cover the entire term of the policy. Can be effective almost immediately.When you call, it’s important to provide the agent’s or broker’s name, if possible. We're here to help. Call us 888-754-0751. Join us in person. Find a local event near you. Visit a. Welcome Center. 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