Keeping matters current - Freddie Mac explains it like this: “A pre-approval is an indication from your lender that they are willing to lend you a certain amount of money to buy your future home. . . . Keep in mind that the loan amount in the pre-approval letter is the lender’s maximum offer. Ultimately, you should only borrow an amount you are comfortable repaying.”.

 
Keeping matters currentKeeping matters current - Nov 30, 2022 · A recent report from ATTOM Data explains it by going even deeper into the numbers: “Only about 214,800 homeowners were facing possible foreclosure in the second quarter of 2022, or just four-tenths of one percent of the 58.2 million outstanding mortgages in the U.S. Of those facing foreclosure, about 195,400, or 91 percent, had at least some ...

Feb 27, 2024 · And if you look at the current number of homes for sale, you’ll see two reasons why. An article from Calculated Risk shows there are 15.6% more homes for sale now compared to the same week last year. That tells us inventory has grown. But going back to 2019, the last normal year in the housing market, there are nearly 40% fewer homes ... The ShowingTime Showing Index is a measure of how frequently buyers are touring homes. The graph below uses that index to show buyer activity over the past eight Octobers: In the graph, the ‘unicorn’ years are shown in pink. You can see demand has dipped some since then. With a career spanning over 30 years, Steve began his journey first as a real estate agent and then went on to develop his own 500-agent real estate firm, which he sold in 2005. In 2007, he founded Keeping Current Matters (KCM) which now helps over 30,000 real estate and mortgage professionals explain the complexities of the housing market to ... 3 Plan. 4 Finish. The market insights and marketing tools you need to be the expert. Marketing tools you can personalize. Professionally written content. Educational guides for your buyers and sellers. Social graphics that show what's happening.And if you look at the current number of homes for sale, you’ll see two reasons why. An article from Calculated Risk shows there are 15.6% more homes for sale now compared to the same week last year. That tells us inventory has grown. But going back to 2019, the last normal year in the housing market, there are nearly 40% fewer …Millennials. The latest real estate news and insights delivered to your inbox. Top agents establish their credibility as a trusted advisor in the housing market by …Richmond, VA – June 9, 2022 – Keeping Current Matters today unveiled RealTalk by KCM™, the first all-in-one video creator for real estate agents.. RealTalk by KCM™ is a revolutionary new tool that provides real estate professionals with a mobile recording app and market update scripts to make their own videos in minutes – with no editing required.Experts Project Home Prices Will Increase in 2024. Even though home prices are going up nationally, some people are still worried they might come down. January 23, 2024 by KCM CREW. For Buyers, Infographics, First Time Home Buyers, Move-Up Buyers.Oct 26, 2022 · The graph below uses Mortgage Credit Availability Index (MCAI) data from the Mortgage Bankers Association (MBA) to help tell this story. In that index, the higher the number, the easier it is to get a mortgage. The lower the number, the harder it is. In the latest report, the index fell by 5.4%, indicating standards are tightening. Keeping Current Matters. @keepingcurrentmatters ‧ 17.3K subscribers ‧ 308 videos. Keeping Current Matters helps real estate agents become trusted …In this video, Alexis, one of KCM's Member Support Specialists, walks through the KCM member area, and provides examples of how to use the KCM membership.Vis...George Ratiu, Chief Economist at Keeping Current Matters, explains: “Builders are also responding to this shift by bringing slightly smaller homes to market in an effort to meet lower price points . . .”. New data from the Census further confirms this pattern – it shows the median sales price of newly built homes has dipped down in recent ...According to data shared in a recent post, sixty-eight million (82.93%) of those homes are owner-occupied – meaning the person who owns the home lives in it. If you subtract that sixty-eight million from the total number of single-family homes (82 million), that leaves just about fourteen million homes left that are single-family rentals (SFRs).An article from Freddie Mac explains: “The lack of housing supply was partly driven by the rate lock-in effect. . . . With higher rates, the incentive for existing homeowners to list their property and move to a new house has greatly diminished, leaving them rate locked.”. These homeowners decided to stay put and keep their current lower ...Easy-to-Deliver Real Estate Content – Keeping Current Matters. The KCM Membership. provides you with. The Most Relevant Topics. Establish trust with insights and data that answer the toughest questions and address the concerns of …Keeping Current Matters helps real estate agents become trusted advisors with curated market insights and educational content. If you're a real …Step 4: Key Point & Takeaway #2. In the second key point, you want to make sure you’re bringing the whole story together. This is also a good time to add local flair. For instance, you can swap the “median price” amount for that in your …In this video, Alexis, one of KCM's Member Support Specialists, walks through the KCM member area, and provides examples of how to use the KCM membership.Vis... Keep current on news and insights of the national housing market with articles from the most shared content in real estate. Share a branded version of the KCM blog, complete with your name & contact info Confidently establish credibility as a trusted advisor in the real estate market by staying up-to-date on the latest news and insights.With his visionary leadership, Keeping Current Matters is poised to continue revolutionizing the real estate industry and helping professionals stay informed and one step ahead in an ever-changing landscape. “I’m excited to hand the baton to David to lead KCM to our next frontier,” said Keeping Current Matters owner, Bill Harney.Think Twice Before Waiting for 3% Mortgage Rates. Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and …Keeping Current Matters is a membership service that provides personalized, easy-to-deliver marketing content for real …While industry experts don’t expect the 2023 housing market to be as volatile as 2022, current projections are based on the current economic status of the country. With that likely to change as the year progresses, we are also likely to see projections adjust along with it. Ultimately, your most important role in 2023 is to be the educated ...A great way to balance those emotions and make sure you’re confident in your decision is to keep these three best practices in mind when you’re ready to sell. 1. Price Your Home Right. The housing market shifted in 2023 as mortgage rates rose and home price appreciation started to normalize once again. As a seller, you still need to ...Something went wrong. There's an issue and the page could not be loaded. Reload page. 277K Followers, 506 Following, 1,922 Posts - See Instagram photos and videos from Keeping Current Matters (KCM) (@keepingcurrentmatters)Hey, KCM Crew! 🏡 Dive into the latest real estate trends with our January Monthly Market Report (MMR) replay. As we officially kick off 2024, there's good ...The latest data from realtor.com shows the number of listings coming onto the market, known in the industry as “new listings,” has increased since the start of the year ( see graph below ): This indicates more sellers are listing their homes for sale each month this year. And according to realtor.com, this growth is expected to continue.Here are two fundamentals that prove this point. 1. The Current Mortgage Rate on Existing Mortgages. First, let’s look at the current rate on existing mortgages. According to the Federal Housing Finance Agency ( FHFA ), as of the fourth quarter of last year, over 80% of existing mortgages have a rate below 5%. That’s significant.Here are two fundamentals that prove this point. 1. The Current Mortgage Rate on Existing Mortgages. First, let’s look at the current rate on existing mortgages. According to the Federal Housing Finance Agency ( FHFA ), as of the fourth quarter of last year, over 80% of existing mortgages have a rate below 5%. That’s significant.STEP 2: Start your FREE trial of the KCM membership. Do you also want MORE content that’s easy to email and share with your clients? Do you want to keep current with what’s happening in the real estate market? Try out …Keeping Current Matters has been a leading education and content provider in the real estate industry since 2007. Our mission is to change the way real estate advisors educate and serve their clients.In the last few weeks, the average 30-year fixed mortgage rate from Freddie Mac inched up to 5%. While that news may have you questioning the timing of your home search, the truth is, timing has never been more important. Even though you may be tempted to put your plans on hold in hopes that rates will fall, waiting will only cost you more. …The first is the mortgage rate lock-in effect. Basically, some homeowners are reluctant to sell because of where mortgage rates are right now. They don’t want to move and take on a rate that’s higher than the one they have on their current home. The chart below helps illustrate just how many homeowners may find themselves in this situation:Mar 6, 2024 · Keeping Current Matters helps real estate professionals build confidence and trust while getting time back in your busy day to focus on what matters most: your clients. "This app is a game changer." - Ed Brittingham, RE/MAX Eclipse “There is no other service in the market today that compares to KCM.” - Fernando Herboso, Maxus Realty Group These Non-Financial Benefits Turn a House into a Happy Home. There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. December 25, 2023 by KCM CREW. For Buyers, First Time Home Buyers, Move-Up Buyers, Buying Myths.Here are two fundamentals that prove this point. 1. The Current Mortgage Rate on Existing Mortgages. First, let’s look at the current rate on existing mortgages. According to the Federal Housing Finance Agency ( FHFA ), as of the fourth quarter of last year, over 80% of existing mortgages have a rate below 5%. That’s significant.The housing market is expected to be more active in 2024. That may be in part because there will always be people who need to move. People will get new jobs, have children, get married or divorced – these and other major life changes lead people to move regardless of housing market conditions. That will remain true next year, and for years to ...3 Keys To Hitting Your Homeownership Goals in 2024. If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with industry experts to bring your homeownership vision for the new year into focus. January 1, 2024 by KCM CREW. For Sellers, Infographics, Selling Myths. Keeping Current Matters is my most powerful tool to keep my real estate business alive and thriving. Right now, our clients, our spheres of influence and our communities are looking for strong leadership and facts. I’m not an economist whatsoever, but at least twice per day I am posting on my social media accounts and emailing my database ... That’s because the market is less active in January and February since fewer people move in the cooler months. As the market transitions into the peak homebuying season in the spring, activity ramps up, and home prices go up a lot more in response. Then, as fall and winter approach, prices still grow, just at a slower pace as … 8720 Stony Point Pkwy Suite 400 Richmond, VA 23235 (631) 787-6200 Email KCM Feb 22, 2024 · 2024 Home Price Forecasts: Then and Now. The chart below shows what seven expert organizations think will happen to home prices in 2024. It compares their first 2024 home price forecasts (made at the end of 2023) with their newest projections: The middle column shows that, at first, these experts thought home prices would only go up a little ... And if you look at the current number of homes for sale, you’ll see two reasons why. An article from Calculated Risk shows there are 15.6% more homes for sale now compared to the same week last year. That tells us inventory has grown. But going back to 2019, the last normal year in the housing market, there are nearly 40% fewer …Jan 3, 2024 · As an article from the National Association of Realtors (NAR) says: “Mortgage rates likely have peaked and are now falling from their recent high of nearly 8%. . . . This likely will improve housing affordability and entice more home buyers to return to the market . . .”. No one can say with absolute certainty where mortgage rates will go ... Email. Password. Sign in with. Forgot password? | Not Yet a Member? We create content and tools that help real estate agents position themselves as market … However, unlike the Housing Bubble years of the mid-2000s, the major factor driving up home values is that we’re also in a dire inventory shortage. A balanced real estate market’s inventory sits around 6 months. Today’s current market is at 1.7 months, a historically low amount of homes for sale. In comparison, the inventory level from ... Keeping Current Matters. @keepingcurrentmatters ‧ 17.3K subscribers ‧ 308 videos. Keeping Current Matters helps real estate agents become trusted …President Joe Biden and former President Donald Trump continue to move toward a rematch in November after clinching their parties' presidential …Keeping Current Matters Blog. Contact Your KCM Support Team. Chat with us live: (631) 593-5700; Email us: [email protected]; Your KCM Resources. Support Center; Training Center ...Keeping Current Matters is a membership service that provides personalized, easy-to-deliver marketing content for real …With his visionary leadership, Keeping Current Matters is poised to continue revolutionizing the real estate industry and helping professionals stay informed and one step ahead in an ever-changing landscape. “I’m excited to hand the baton to David to lead KCM to our next frontier,” said Keeping Current Matters owner, Bill Harney.Step 3: Presenting the PEAR. The key to delivering the PEAR is that it’s in person. This isn’t something you’re just emailing out. It’s part of your listing presentation….but can be done without the formal “I’m selling” precedent. Ideally, a PEAR presentation is done in the home. If it’s a former client, you can pitch it on ...a podcast by Keeping Current Matters A podcast bringing you the latest housing market insights & business strategies from top agents and experts Every day the housing market changes, often bringing along new challenges with it.Confidently establish credibility as a trusted advisor in the real estate market by staying up-to-date on the latest news and insights.According to data shared in a recent post, sixty-eight million (82.93%) of those homes are owner-occupied – meaning the person who owns the home lives in it. If you subtract that sixty-eight million from the total number of single-family homes (82 million), that leaves just about fourteen million homes left that are single-family rentals (SFRs).Today’s market is nearly the exact opposite. Since the housing crash of 2008: Lending standards have tightened. The market is under-supplied rather than over-supplied on inventory. Most homeowners are much more cautious with their equity. Plus, housing market experts are forecasting continued price appreciation this year, as demand continues ...a podcast by Keeping Current Matters A podcast bringing you the latest housing market insights & business strategies from top agents and experts Every day the housing market changes, often bringing along new challenges with it.277K Followers, 506 Following, 1,922 Posts - See Instagram photos and videos from Keeping Current Matters (KCM) (@keepingcurrentmatters)A key advantage of homeownership is that it’s one of the best hedges against inflation. When you buy a home with a fixed-rate mortgage, you secure your housing payment, so it won’t go up like it would if you rent. Homeownership is a powerful wealth-building tool. The average net worth of a homeowner is $255,000 compared to $6,300 for …Acheiving Transformative Change with Tom Ferry. The man responsible for helping tons of real estate agents take their businesses to the next level, Tom Ferry knows what it takes to be successful in this industry. In this episode of “How’s the Market?” podcast, the #1 ranked real estate coach offers up some of his best advice to real ...8720 Stony Point Pkwy Suite 400 Richmond, VA 23235 (631) 787-6200 Email KCM Keep current on news and insights of the national housing market with articles from the most shared content in real estate. Share a branded version of the KCM blog, complete with your name & contact info David Childers, CEO at Keeping Current Matters, speaks to this statistic in the recent How’s The Market podcast: “Three quarters of buyers said ‘we’re out’ due to mortgage rates. Here’s what I know going forward. That will change in 2024.”. That’s because mortgage rates have come down off their peak last October.Hey, KCM Crew! 🏡 Dive into the latest real estate trends with our January Monthly Market Report (MMR) replay. As we officially kick off 2024, there's good ...It’s time to go all in on email. And to do that, you need to ditch complicated tools that take up too much of your precious time. KCM Email Builder is a powerful new feature that easily creates custom emails and newsletters in seconds, with personalized content that nurtures your leads into listings. Try for FREE.Dec 26, 2022 · Tracking your credit and disputing any errors that show up on your reports. Paying your bills on time. This includes making loan payments and paying down any open lines of credit. Keeping your credit card balances low. Paying more than your minimum monthly balance when you’re able can help. March 15, 2024 at 4:52 AM PDT. Listen. 3:05. Hong Kong’s government is considering keeping Eddie Yue as its de-facto central bank chief after his …Some Highlights It’s important to understand history proves an economic slowdown does not equal a housing crisis. In 4 of the last 6 recessions, home prices actually appreciated. Home prices only fell twice …As the Home Price Expectation Survey (HPES) from Fannie Mae, a survey of over 100 economists, investment strategists, and housing market analysts, says: “On average, the panel anticipates home price growth to clock in at 5.9% in 2023, to be followed by slower growth in 2024 and 2025 of 2.4 percent and 2.7 percent, respectively.”.2 Reasons Why Today’s Mortgage Rate Trend Is Good for Sellers. If you’ve been holding off on selling your house to make a move because you felt mortgage rates were too high, their recent downward trend is exciting news for you. Mortgage rates have descended since last October when they hit 7.79%. In fact, they’ve been below 7% for …Keeping Current Matters has been a leading education and content provider in the real estate industry since 2007. Our mission is to change the way real estate advisors educate and serve their clients.1. Get One Step Ahead of Other Sellers. Typically, in the residential real estate market, homeowners are less likely to list their houses toward the end of the year. That’s because people get busy around the holidays and deprioritize selling their house until the start of the new year when their schedules and social calendars calm down.Keeping Current Matters helps real estate professionals build confidence and trust while getting time back in your busy day to focus on what matters most: your clients. "This app is a game changer." - Ed Brittingham, RE/MAX Eclipse “There is no other service in the market today that compares to KCM.” - Fernando Herboso, Maxus Realty …As George Ratiu, Chief Economist at Keeping Current Matters (KCM), explains: “The only times the spread approached or exceeded 300 basis points were during periods of high inflation or economic volatility, like those seen in the early 1980s or the Great Financial Crisis of 2008-09.”. The graph below uses historical data to help illustrate ...The Impact of Rising Mortgage Rates. As mortgage rates rise, they impact your purchasing power by raising the cost of buying a home and limiting how much you can comfortably afford. Here’s how it works. Let’s assume you want to buy a $400,000 home (the median-priced home according to the National Association of Realtors is $389,500 ).The national CoreLogic Home Price Index recorded an 11.4% rise in the year through March 2021, leading to a $216,000 increase in the average amount of equity held by homeowners with a mortgage.”. The expected, sustained growth of home prices means homeowners can continue to build on the past year’s record levels of home equity – and …In today’s real estate market, setting the right price for your house is one of the most valuable things you can do. According to the U.S. Economic Outlook by the National Association of Realtors (NAR), existing home prices nationwide are forecasted to increase 4.7% in 2020 and 4.1% in 2021. This means experts anticipate home values will ...In today’s housing market, there are two main affordability challenges impacting buyers: mortgage rates that are higher than they’ve been the past couple of years, and rising home prices caused by low inventory. August 17, 2023 by KCM CREW. For Buyers, For Sellers, Infographics, Pricing, Interest Rates, Housing Market Updates.a podcast by Keeping Current Matters A podcast bringing you the latest housing market insights & business strategies from top agents and experts Every day the housing market changes, often bringing along new challenges with it.Some Highlights It’s important to understand history proves an economic slowdown does not equal a housing crisis. In 4 of the last 6 recessions, home prices actually appreciated. Home prices only fell twice …Steve Harney, Founder of Keeping Current Matters and Visionary Leader in Real Estate, Has Passed Away Read more → March 8, 2024 / 0 …As the Home Price Expectation Survey (HPES) from Fannie Mae, a survey of over 100 economists, investment strategists, and housing market analysts, says: “On average, the panel anticipates home price growth to clock in at 5.9% in 2023, to be followed by slower growth in 2024 and 2025 of 2.4 percent and 2.7 percent, respectively.”.Experts Project Home Prices Will Increase in 2024. Even though home prices are going up nationally, some people are still worried they might come down. In fact, a recent survey from Fannie Mae found that 24% of people think home prices will actually decline over the next 12 months. That means almost one out of every four people are …Keeping Current Matters (KCM) is a company that provides real estate agents with insights and resources to educate and serve their clients. Follow KCM on LinkedIn to see their updates, …June is National Homeownership Month, and it’s the perfect time to reflect on how impactful owning a home can truly be.When you purchase a house, it becomes more than just a space you occupy. It’s your stake in the community, an investment, and a place you can put your stamp on.. If you’re thinking about buying a home this year, here are …According to data shared in a recent post, sixty-eight million (82.93%) of those homes are owner-occupied – meaning the person who owns the home lives in it. If you subtract that sixty-eight million from the total number of single-family homes (82 million), that leaves just about fourteen million homes left that are single-family rentals (SFRs).Ctcmath, Welby credit union, Publix lake city fl, Ksl 5, Hinterland skis, Beach pediatrics, Popilush, Chef tam's underground, Wren house, Fedex pack and ship near me, Cleveland vegan, Kidstlc, Tinpan, What is the ghee

Here’s the latest. 1. Mortgage Rates. While mortgage rates are higher than they were a year ago, they’ve hovered primarily between 6% and 7% for nearly eight months now ( see graph below ): As the graph shows, mortgage rates have experienced some volatility during that time. And even a small change in mortgage rates impacts your …. Lowjack

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Email. Password. Sign in with. Forgot password? | Not Yet a Member? We create content and tools that help real estate agents position themselves as market …In the last few weeks, the average 30-year fixed mortgage rate from Freddie Mac inched up to 5%. While that news may have you questioning the timing of your home search, the truth is, timing has never been more important. Even though you may be tempted to put your plans on hold in hopes that rates will fall, waiting will only cost you more. …Think Twice Before Waiting for 3% Mortgage Rates. Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and …An agent knows all of these best practices and will share them with you along the way, so you don’t miss any key steps by the time you get to the closing table. Pointed Out Unnoticed Features or Faults with the Home: An agent also has a lot of experience evaluating homes. They’ve truly seen it all. They’ll be able to pinpoint some things ...Some Highlights. Want to know what experts say will happen in the rest of 2023? Home prices are already appreciating again in many areas. The average of the expert forecasts shows positive price growth.; Where mortgage rates go for the rest of the year will depend on inflation. Based on historical trends, rates are likely to ease as inflation …Jan 1, 2024 · The better you understand what’s essential and where you can be flexible, the easier it will be to find a home that’s right for you. 3. Determine if You’re Ready To Buy. Getting clear on your budget and available savings is essential before you get too far into the process. Partnering with a local agent and a lender early is the best way ... Keep current on news and insights of the national housing market with articles from the most shared content in real estate. Share a branded version of the KCM blog, …Steve Harney, Founder of Keeping Current Matters and Visionary Leader in Real Estate, Has Passed Away Read more → March 8, 2024 / 0 …McBride is an expert on the housing market, and after closely following the data and market environment leading up to the crash, he was able to see the foreclosures coming in 2008. With the same careful eye and analysis, he has a different take on what’s ahead in the current market: “There will not be a foreclosure crisis this time.”.Something went wrong. There's an issue and the page could not be loaded. Reload page. 277K Followers, 506 Following, 1,922 Posts - See Instagram photos and videos from Keeping Current Matters (KCM) (@keepingcurrentmatters)Mar 8, 2024 · Keeping Current Matters Launches KCM Local, Provides Localized Housing Market Data Down to Zip Code Keeping Current Matters Selected as 2023 HousingWire Tech100 Real Estate Honoree Keeping Current Matters Joins Tom Ferry’s 2023 Roadmap Tour for Agents Business Insider explains: “The Federal Reserve slows inflation by raising the federal funds rate, which can indirectly impact mortgages. High inflation and investor expectations of more Fed rate hikes can push mortgage rates up. If investors believe the Fed may cut rates and inflation is decelerating, mortgage rates will typically trend downKeeping Current Matters, Richmond, Virginia. 187,716 likes · 8,168 talking about this · 111 were here. www.KeepingCurrentMatters.com - Welcome, KCM Community!According to the latest Homeowner Equity Insights from CoreLogic, the average homeowner’s equity has grown by $64,000 over the last 12 months. While that’s the nationwide number, if you want to know what’s happening in your area, look at the map below. It breaks down the average year-over-year equity growth for each state using the …Millennials. The latest real estate news and insights delivered to your inbox. Top agents establish their credibility as a trusted advisor in the housing market by …While spring is usually the peak homebuying season, you don’t actually need to wait until spring to sell. Here’s why. 1. Take Advantage of Lower Mortgage Rates. Last October, the 30-year fixed mortgage rates peaked at 7.79%. In January, they hit their lowest level since May. That means you may not feel as locked-in to your current mortgage ... Keeping Current Matters, Richmond, Virginia. 187,716 likes · 8,168 talking about this · 111 were here. www.KeepingCurrentMatters.com - Welcome, KCM Community! Keeping Current Matters Blog. Contact Your KCM Support Team. Chat with us live: (631) 593-5700; Email us: [email protected]; Your KCM Resources. Support Center; Training Center ...The latest data from realtor.com shows the number of listings coming onto the market, known in the industry as “new listings,” has increased since the start of the year ( see graph below ): This indicates more sellers are listing their homes for sale each month this year. And according to realtor.com, this growth is expected to continue.Keeping Current Matters helps real estate agents become trusted advisors with curated market insights and educational content. If you're a real …Keeping Current Matters Launches KCM Local, Provides Localized Housing Market Data Down to Zip Code. Keeping Current Matters Selected as 2023 HousingWire Tech100 Real Estate Honoree. Keeping Current Matters Joins …Feb 27, 2024 · And if you look at the current number of homes for sale, you’ll see two reasons why. An article from Calculated Risk shows there are 15.6% more homes for sale now compared to the same week last year. That tells us inventory has grown. But going back to 2019, the last normal year in the housing market, there are nearly 40% fewer homes ... 7204 Glen Forest Dr Suite 204 Richmond, VA 23226 (631) 787-6200. Email KCMJan 10, 2024 · Do Discuss Changes with Your Lender. Be upfront about any changes that occur or you’re expecting to occur when talking with your lender. Blips in income, assets, or credit should be reviewed and executed in a way that ensures your home loan can still be approved. If your job or employment status has changed recently, share that with your ... Keeping Current Matters helps real estate agents become trusted advisors with curated market insights and educational content. If you're a real estate professional who wants to stay up-to-date on ... Keep in mind that homeowners today have record amounts of equity. According to CoreLogic, the average amount of equity per mortgage holder has climbed to almost $290,000. That means the equity you have in your house right now could cover some, if not all, of a down payment on the home of your dreams. And as you weigh the …Hey, KCM Crew! 🏡 Dive into the latest real estate trends with our January Monthly Market Report (MMR) replay. As we officially kick off 2024, there's good ...Lifetime of Real Estate training through osmosis. Committed to helping my team and our… · Experience: Keeping Current Matters · Education: Hofstra University · Location: Richmond, Virginia ...Opportunity #2: Sell Before You Have More Competition. Just know that, in order to make sure your house shines above the rest, it may make sense to put your home up for sale before your neighbors do the same, creating more competition in your area. The increase in the number of homes being listed for sale is expected to continue, and a …Oct 26, 2022 · The graph below uses Mortgage Credit Availability Index (MCAI) data from the Mortgage Bankers Association (MBA) to help tell this story. In that index, the higher the number, the easier it is to get a mortgage. The lower the number, the harder it is. In the latest report, the index fell by 5.4%, indicating standards are tightening. Today, inflation is at a 40-year high. According to the National Association of Home Builders (NAHB): “Consumer prices accelerated again in May as shelter, energy and food prices continued to surge at the fastest pace in decades. This marked the third straight month for inflation above an 8% rate and was the largest year-over-year gain since ...Think Twice Before Waiting for 3% Mortgage Rates. Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and …They include: Tracking your credit and disputing any errors that show up on your reports. Paying your bills on time. This includes making loan payments and paying down any open lines of credit. Keeping your credit card balances low. Paying more than your minimum monthly balance when you’re able can help.Keeping Current Matters is a content curation platform for real estate professionals. As a realtor, you can search content for different real estate categories and then …Keeping Current Matters (KCM) is a company that provides real estate agents with insights and resources to educate and serve their clients. Follow KCM on LinkedIn to see their updates, …Step 4: Key Point & Takeaway #2. In the second key point, you want to make sure you’re bringing the whole story together. This is also a good time to add local flair. For instance, you can swap the “median price” amount for that in your …Dec 26, 2022 · Tracking your credit and disputing any errors that show up on your reports. Paying your bills on time. This includes making loan payments and paying down any open lines of credit. Keeping your credit card balances low. Paying more than your minimum monthly balance when you’re able can help. Based on what you’re hearing in the news about home prices, you may be worried they’re falling.But here’s the thing. The headlines aren’t giving you the full picture.. If you look at the national data for 2023, home prices actually showed positive growth for the year. While this varies by market, and while there were some months with slight declines …And the 2022 National Housing Forecast from realtor.com projects prices for vacant units will continue to increase this year: “In 2022, we expect this trend will continue and fuel rent growth. At a national level, we forecast rent growth of 7.1% in the next 12 months, somewhat ahead of home price growth . . .”.Keep current on news and insights of the national housing market with articles from the most shared content in real estate. Share a branded version of the KCM blog, …Oct 26, 2022 · The graph below uses Mortgage Credit Availability Index (MCAI) data from the Mortgage Bankers Association (MBA) to help tell this story. In that index, the higher the number, the easier it is to get a mortgage. The lower the number, the harder it is. In the latest report, the index fell by 5.4%, indicating standards are tightening. Mar 8, 2024 · Keeping Current Matters Launches KCM Local, Provides Localized Housing Market Data Down to Zip Code Keeping Current Matters Selected as 2023 HousingWire Tech100 Real Estate Honoree Keeping Current Matters Joins Tom Ferry’s 2023 Roadmap Tour for Agents In reality, even in a sellers’ market, selling on your own likely means you’ll net a lower profit than when you sell with the help of an agent. The NAR report explains: “FSBOs typically sell for less than the selling price of other homes; FSBO homes sold at a median of $217,900 in 2020 (up from $200,000 in 2019), and still far lower than ...Here’s the latest. 1. Mortgage Rates. While mortgage rates are higher than they were a year ago, they’ve hovered primarily between 6% and 7% for nearly eight months now ( see graph below ): As the graph shows, mortgage rates have experienced some volatility during that time. And even a small change in mortgage rates impacts your …Here’s the good news. Unless specified by your loan type or lender, it’s typically not required to put 20% down. This means you could be closer to your homebuying dream than you realize. According to NAR, the median down payment hasn’t been over 20% since 2005. In fact, the median down payment for all homebuyers today is only 14%.In today’s housing market, there are two main affordability challenges impacting buyers: mortgage rates that are higher than they’ve been the past couple of years, and rising home prices caused by low inventory. August 17, 2023 by KCM CREW. For Buyers, For Sellers, Infographics, Pricing, Interest Rates, Housing Market Updates.As an article from the National Association of Realtors (NAR) says: “Mortgage rates likely have peaked and are now falling from their recent high of nearly 8%. . . . This likely will improve housing affordability and entice more home buyers to return to the market . . .”. No one can say with absolute certainty where mortgage rates will go ...And that’s okay! KCM Personalized Video provides a simple, yet impactful solution to your real estate video marketing needs. These fun, attention-grabbing videos will educate your clients, engage your audience and elevate your brand. We do all the hard work so you …A local real estate advisor is knowledgeable about: The value of homes in your neighborhood. The current demand for houses in today’s market. The condition of your house and how it affects the value. A real estate professional will balance these factors to make sure the price of your house makes the best first impression and gives you the ...Sharing consistent, relevant, fresh articles, positions you as a real estate expert online. It builds trust with your prospects & clients while expanding your sphere of influence. Plus, set it and forget it with automated social posting, direct …Foreclosure Numbers Today Aren’t Like 2008. If you've been keeping up with the news lately, you've probably come across headlines talking about the increase in foreclosures in today’s housing market. July 24, 2023 by KCM CREW. For Buyers, For Sellers, Foreclosures, Infographics, Pricing, Housing Market Updates.For instance, Keeping Current Matters helps take a lot of the guessing out of realtors’ marketing strategy with marketing content powered by the latest housing market insights. It’s a one-two punch. “KCM is a super-easy and time-saving resource for real estate agents to use, even if they aren’t tech-savvy!Mike D’Ambrosio calls up Founder of Keeping Current Matters, Steve Harney, who spends this afternoon sharing some of his expert knowledge about the market wi...Email. Password. Sign in with. Forgot password? | Not Yet a Member? We create content and tools that help real estate agents position themselves as market … Social Graphics from KCM provides you with thumb-stopping graphics to fill your social media feeds, answer your clients’ biggest questions, and position you as the trusted expert. Leading agents now have a simple and consistent way to grow their following, build relationships, and turn leads into clients. Plus, with an Automatic Posting ... While industry experts don’t expect the 2023 housing market to be as volatile as 2022, current projections are based on the current economic status of the country. With that likely to change as the year progresses, we are also likely to see projections adjust along with it. Ultimately, your most important role in 2023 is to be the educated .... Utica schools michigan, New york in company, Ruth chris seattle, Tomaso's pizza, Sephora merrick, Georgetown law, Rush physical therapy, Ruth's chris steakhouse greensboro, Parc restaurant detroit.